Non-Standard Home and Rentals, Home, Condo, Mfg Home, Seasonal
- Dwelling Fire: https://sugroup.net/tower-hill-dwelling-fire-insurance/
- DP-3 Key Points
- Replacement Cost Settlement
- Building Limits:
- Up to $500k (Rental, Seasonal)
- Up to $1 Million (DP-3 Vacant)
- Up to 80 Years of Age
- Short-Term Rentals (Airbnb/HomeAway)
- All Protection Classes
- DP-1 Key Points:
- ACV Settlement
- Building Limits: Up to $500k
- Older Homes, Lower Value
- Short-Term Rentals
- Builder’s Risk/ Renovation
- All Protection Classes
- No Age Restrictions
- ACV Settlement
- Quote Request Form: https://sugroup.net/wp-content/uploads/2018/02/Dwelling-Quote-Sheet.pdf
- DP-3 Key Points
- Non-standard Homeowners HO3: https://sugroup.net/homeowners-insurance/tower-hill-homeowners-insurance/
- Replacement Cost Loss Settlement
- Building Limits Up to $500k
- All Protection Classes
- Up to 80 Years of Age
- Full water coverage with optional buy-down
- Quote Request Form: https://sugroup.net/wp-content/uploads/2018/02/Dwelling-Quote-Sheet.pdf
- Condo: https://sugroup.net/tower-hill-condominium-insurance/
- Program is available for owner-occupied, seasonal, and rental units.
- Vacant units are acceptable and should be written in the Dwelling (DP-1) program.
- Building limits available up to $500,000, premises liability is included at $100,000 with options to increase up to $500,000.
- Named Peril HO-6
- Loss Settlement: Replacement Cost for Dwelling; ACV for Contents (Replacement Cost Optional)
- Allow for Prior Claims (Including Water Losses)
- Short-Term Rentals Accepted (including Airbnb)
- No Age Restrictions
- Allow for Units Attached To/Converted From Commercial Risks
- All Protection Classes Accepted
- Quote Request Form: https://sugroup.net/wp-content/uploads/2018/02/Dwelling-Quote-Sheet.pdf
- Mfg Home: https://sugroup.net/aegis-manufactured-home-insurance-2/
- This program allows owner-occupied, seasonal, and rental units. However, vacant units can be placed in the Dwelling (DP1) program.
- Loss Settlement Options:
- Quote Request Form: https://sugroup.net/wp-content/uploads/2018/02/Dwelling-Quote-Sheet.pdf
- ACV
- Agreed Value
- Replacement Cost (Up to 30 Years)
- Building Limit Up to $300k
- Liability – Comprehensive Personal or Premises Up to $500k
- No Age Restriction (ACV or Agreed Value)
- All Protection Classes
- Seasonal: https://sugroup.net/tower-hill-seasonal-insurance/
- Multiple settlement options – Up to 500k (DP-1 Owner occupied, Seasonal, Rental) (DP-3 Rental) – Up to $1 Million (DP-1 Vacant DP-1) (DP-3 Seasonal & Vacant)
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