Tower Hill (SUG)

Non-Standard Home and Rentals, Home, Condo, Mfg Home, Seasonal

  • Dwelling Fire: https://sugroup.net/tower-hill-dwelling-fire-insurance/
    • DP-3 Key Points
      • Replacement Cost Settlement
      • Building Limits:
        • Up to $500k (Rental, Seasonal)
        • Up to $1 Million (DP-3 Vacant)
      • Up to 80 Years of Age
      • Short-Term Rentals (Airbnb/HomeAway)
      • All Protection Classes
    • DP-1 Key Points:
      • ACV Settlement
        • Building Limits: Up to $500k
        • Older Homes, Lower Value
        • Short-Term Rentals
        • Builder’s Risk/ Renovation
        • All Protection Classes
        • No Age Restrictions
    • Quote Request Form: https://sugroup.net/wp-content/uploads/2018/02/Dwelling-Quote-Sheet.pdf
  • Non-standard Homeowners HO3: https://sugroup.net/homeowners-insurance/tower-hill-homeowners-insurance/
    • Replacement Cost Loss Settlement
    • Building Limits Up to $500k
    • All Protection Classes
    • Up to 80 Years of Age
    • Full water coverage with optional buy-down
    • Quote Request Form: https://sugroup.net/wp-content/uploads/2018/02/Dwelling-Quote-Sheet.pdf
  • Condo: https://sugroup.net/tower-hill-condominium-insurance/
    • Program is available for owner-occupied, seasonal, and rental units.
    • Vacant units are acceptable and should be written in the Dwelling (DP-1) program.
    • Building limits available up to $500,000, premises liability is included at $100,000 with options to increase up to $500,000.
    • Named Peril HO-6
      • Loss Settlement: Replacement Cost for Dwelling; ACV for Contents (Replacement Cost Optional)
      • Allow for Prior Claims (Including Water Losses)
      • Short-Term Rentals Accepted (including Airbnb)
      • No Age Restrictions
      • Allow for Units Attached To/Converted From Commercial Risks
      • All Protection Classes Accepted
    • Quote Request Form: https://sugroup.net/wp-content/uploads/2018/02/Dwelling-Quote-Sheet.pdf
  • Mfg Home: https://sugroup.net/aegis-manufactured-home-insurance-2/
    • This program allows owner-occupied, seasonal, and rental units.  However, vacant units can be placed in the Dwelling (DP1) program.
    • Loss Settlement Options:
    • Quote Request Form: https://sugroup.net/wp-content/uploads/2018/02/Dwelling-Quote-Sheet.pdf
    • ACV
    • Agreed Value
    • Replacement Cost (Up to 30 Years)
    • Building Limit Up to $300k
    • Liability – Comprehensive Personal or Premises Up to $500k
    • No Age Restriction (ACV or Agreed Value)
    • All Protection Classes
  • Seasonal: https://sugroup.net/tower-hill-seasonal-insurance/
    • Multiple settlement options – Up to 500k (DP-1 Owner occupied, Seasonal, Rental) (DP-3 Rental) – Up to $1 Million (DP-1 Vacant DP-1) (DP-3 Seasonal & Vacant)
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