Home Insurance

Your home is one of your biggest assets, and it’s important to do all that you can to protect it. We’ll help you plan for the unexpected with insurance coverage that’s just right for you and your family.

Home insurance covers anywhere you might call “home”. It includes houses, condos, apartments, mobile homes, trailers, or any home (house, apartment etc.) that you rent. If you live in it or own it, we can create a customized policy to cover the building and/or the stuff inside.

Your home is both a valuable asset and the center of your life, so it’s extra-important to cover every risk with homeowners insurance. Get the right policy and you’ll take care of the small and large risks related to owning a house at the same time.

For example, a devastating fire could result in not just the total loss of your home, but financial ruin. Without adequate home insurance you could be left with no way of raising the funds to pay off the balance of the mortgage. Of course, homeowners insurance may also protect you from more common house-related incidents like pipe leaks, burglary of personal possessions and much more.

We write comprehensive policies with some of the best coverage in the business including replacement cost for your personal possessions, and even guaranteed replacement is available for your home itself.

Coverage you can expect to see on a standard homeowner policy:

Additional Coverage Options to Consider:

Policies vary greatly from company to company. What is standard with one, might be optional for another. The list below encompasses many types of coverage that may or may not be included with your current policy. If one or more of these options is important to you, please let your agent know and we ensure it is added to your policy.

Note: Actual policies vary and must be consulted for specific terms and conditions.

The TakEaway

Finding the right homeowners insurance policy for your unique needs can seem overwhelming. Rest assured, we can help make things a bit simpler by creating a homeowners insurance policy that gets you the proper coverage for your house at the right price.

Your standard homeowner policy should include the following:

Consider the following optional endorsements: