When it comes to homeowners insurance, not all policies are created equal. And that’s important to remember when it comes to protecting what could very well be your biggest asset. Check out the list below to see some major “must haves” in homeowners insurance. The right limits. One thing that people commonly gravitate to when they […]

Open Enrollment for 2025 Marketplace coverage starts November 1.  Open Enrollment is right around the corner. Make sure you’re ready.  Image Did you: Gather basic information (PDF, 163 KB)? You can fill out your application faster if you’re ready with information like birthdates and Social Security Numbers (SSNs).Check to see if you might save on

If you’ve ever bought, or leased, a car there’s a pretty good chance you’ve been told you need “full coverage” auto insurance while under a loan or lease. But what exactly does that mean? Honestly, there is no such thing. It is not a term generally used by insurance companies because no insurance company will

When it comes to motorcycle safety, attention to detail is critical. According to the National Highway Traffic Safety Administration (NHTSA), motorcyclists face significantly higher risks in comparison to passengers in other vehicles. For every mile traveled, the risk of injury for motorcyclists is four times higher than that for passenger car occupants. The risk for

Whether it’s in our personal lives, athletic activities or professional endeavors, many of us have relied on the guiding hand of a trusted third party to help overcome challenges. Our first encounter may have been a grade school coach who helped us learn how to hit a ball or shave a few seconds off the

The first step in determining whether a car is totaled (or, in insurance terms, a total loss) is to calculate its actual cash value (ACV) at the time of the loss. The ACV is how much your vehicle is worth after factoring in depreciation. On average, vehicles depreciate more than 20 percent the first year

For the most part, homeowners are responsible for what falls into their own yard. So, if a storm causes your neighbor’s tree to fall in your yard, your homeowners insurance could help cover the cost of removing the tree and remedying the damage it caused on your property, after your deductible. The same is true in

Open Enrollment for 2025 Marketplace health insurance starts on November 1! Take a few minutes today to get ready to streamline the enrollment process for a smoother experience.  Image Prepare now to save time later  Use this checklist (PDF, 163 KB) to collect documents and information you may need before starting your application on November

Once your identity is stolen, it can be difficult to recover. “Unfortunately, you’re not going to be able to flip a switch to restore everything,” Lorei says. “It’s a smart move to do all you can to protect yourself.” Insurance coverage is available for identity theft and fraud. With Erie Insurance’s Identity Theft Recovery Coverage, you’ll

When a hurricane is on the way, you have to act fast. While you’re making an evacuation plan or stocking up on bottled water, the last thing you want to be thinking is, “Will my insurance cover what happens after this?” Yes, hurricanes can be devastating – personally and financially. But anxiety can keep you