Open Enrollment is over: What are your options?

If you missed the January 15 deadline for Marketplace coverage for 2023, you may still have options. You might qualify for a Special Enrollment Period, or you can apply for health coverage through Medicaid or the Children’s Health Insurance Program (CHIP).

Find out if you qualify for a Special Enrollment Period

You may be able to enroll in 2023 Marketplace coverage during a Special Enrollment Period if you have limited income, or if you had certain life events, like:

Losing qualifying health coverage
Getting married
Having a baby or adopting a child
Moving

Review the list of life events that may qualify you for a Special Enrollment Period
Answer a few questions about your situation to learn if you may qualify

Find out if you’re eligible for Medicaid or CHIP

Medicaid and CHIP are free or low-cost health programs that cover things like hospital stays, doctor services, and prescription drugs for children and some adults, including people with low income, pregnant people, and people with disabilities.
You can apply for Medicaid and CHIP any time.
Find out if you may qualify.

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