Life happens fast, and the truth is there’s nothing as valuable as peace of mind. Our goal is to protect you from the unexpected through top quality insurance coverage that works for your needs, as well as your budget.
Our insurance advisers take time to understand your unique needs, identify and eliminate gaps in coverage that might leave you exposed and create custom plans that fit your life. From auto insurance to home insurance, we’re in the business of helping people protect what they value and have worked so hard to build.
Home Insurance
Your home is one of your biggest assets, and it’s important to do all that you can to protect it. We’ll help you plan for the unexpected with insurance coverage that’s just right for you and your family.
Auto Insurance
Your automobile can be a fairly costly investment – one that is exposed to many potential losses that are out of your control. We’ll make sure you have the protection you need at a price you can afford.
Renters Insurance
When you rent or lease, your landlord’s insurance usually only protects the building itself — not your personal belongings. We’ll design coverage to protect your personal property and your lifestyle while renting.
Condo Insurance
The master condo policy typically protects only the shell of your unit, leaving your personal property and the unit interior at risk. We’ll make sure you understand your bylaws and have the protection you need.
Motorcycle Insurance
While you’re on the road chasing the sunset, you need insurance that works hard to protect your adventurous spirit. We’ll help you hit the road with smart, customized coverage – no matter what journeys you find yourself on.
Landlord Insurance
As a Landlord, you need coverage for the building you own, as well as any contents you keep there and Liability for the premises. We’ve all heard stories of the overloaded decks that collapse during a party. Or the cases where someone slips and falls on the ice because you didn’t salt the sidewalk adequately. The liability coverage protects you from lawsuits in those cases. Your renter doesn’t own the building, you do, therefore you need coverage to repair or replace it if there is a sudden and unexpected event that causes damage to your property.
We also recommend that you ask your renter to show you proof of a renters policy on a yearly basis to ensure that there is coverage for them if there is damage due to something they did.
Our agency has many carriers that offer landlord coverage. Foremost is one of them. We make it a priority to learn as much about every product we sell from each company as possible. Foremost gave us a badge for our efforts. This is our badge.
Off-Road Vehicle Insurance
Your off-road vehicle needs protection that’s different from what your auto or homeowners insurance can provide. We’ll help keep you and your off-road vehicle safe and secure while you explore.
RV Insurance
Whether you’re planning a family vacation or a weekend road trip, you want to have peace of mind on the open road. We’ll work with you to make sure owning an RV is a rewarding experience, and also a safe one.
Snowmobile Insurance
Your snowmobile is used for recreation, but that doesn’t mean that there aren’t any risks involved. Snowmobile insurance covers the financial risks associated with owning a snowmobile.
Watercraft Insurance
Whether you own a paddle boat or a power boat, you want to enjoy your time on the water without worry. We’ll help you leave your worries on dry land and fully enjoy your time on the water.
Classic Car Insurance
Your prized collector car represents real commitment of your time and resources. We’ll help you protect your investment through specialized insurance coverage designed for classic car lovers like you.
Flood Insurance
Just because you don’t live in a high flood risk area, doesn’t mean it’ll never happen to you. We’ll provide the specialized coverage you need to help protect your home from rising waters – even if you’re not in a flood zone.
Earthquake Insurance
Even with your homeowners insurance, you’re still at risk in the event of an earthquake. A specialty earthquake insurance policy can help bridge the gap in coverage, keeping your home and possessions protected.
Mobile Home Insurance
Did you know that mobile homes are often at more risk than a typical home or apartment? Mobile home insurance is the best way to protect your home and possessions from these risks.
Sinkhole Insurance
Sinkholes are more common than you might think. And, surprisingly, damage from sinkholes is not typically covered under an existing homeowners insurance policy. Our experts can help you determine if sinkhole insurance is right for you.
Excess Liability Insurance
Excess liability insurance is the best way to take your protection to the next level. It kicks in to pay any remaining costs once your original insurance policy has reached its coverage limit.
Umbrella Insurance
Experiencing a major insurance claim or lawsuit could lead to personal financial loss if costs exceed coverage provided by your standard homeowners and auto policies. We’ll help protect your financial future.
High Net Worth Insurance
People with large assets have unique risks. High net worth insurance is a customized policy type that protects clients from these risks—from home insurance to travel insurance and much more.
Yacht Insurance
Spending time on your yacht is a luxurious, relaxing pastime. But, the risks associated with yacht ownership can put a damper on your downtime if you’re not fully protected. Our insurance advisers will review your risks and help you decide on coverage that keeps your investment afloat.
Rental Property Insurance
Don’t be fooled, just because your tenant has renters insurance doesn’t mean that you—the owner—are protected. Rental property insurance is specially designed to cover the risks faced when you rent your property to others.
Valuable Possessions Insurance
Accidents happen. Stones fall out of diamond rings. Antiques break. Art gets stolen. We’ll get you the protection you need for your most precious belongings in the event of loss through theft, accident or natural disaster.
Secondary Home Insurance
Your vacation property is an amazing getaway from the daily grind, but it comes with unique risks. We’ll make sure you have the right coverage specially designed for the unique exposures involved.