What if you were asked to make a list of everything inside your home from memory? Chances are, you’d end up forgetting a thing or two… right? Well, if you ever have to file a homeowners insurance claim after a fire or major disaster, you could be asked to do just that. That’s why you […]

While you may be familiar with the obvious need for homeowners insurance, the finer details and definitions of your coverage may be less clear. Take insurance peril, for example. Even to long-time policyholders, the term may be either unknown or confused with other concepts. So, what are perils, how are they related to risks or

Parking lots can be treacherous territory. In fact, tens of thousands of crashes and hundreds of deaths occur each year in parking lots, according to the National Safety Council. The good news is that your ERIE auto policy extends to parking lots. Just check in with your local ERIE agent to make sure your coverage limits

Our homes are where we grow our families and shape our lives. Naturally, you do a lot to protect your home, from choosing only the best contractors for those home improvements to selecting the right homeowners policy. You care for it, do all the right upkeep and maintenance to keep it looking its very best.

When it comes to home maintenance, not every task happens at eye level. So whether you’re changing a light bulb or cleaning your gutters, a ladder is often needed to bring your project within reach. You may not think of these jobs as particularly dangerous, but there’s risk involved any time you leave the ground – even

Be careful of people who may try to steal your personal information, trick you into paying them, or enroll you in coverage without your consent.   Never give out personal information, like your Social Security Number (SSN), banking, credit card, and account numbers, and personal health history. If you suspect suspicious behavior, contact the Federal Trade

Stranded, cold and hungry along the highway is  no way to get to your destination. A well-stocked emergency roadside kit could help you get back on the road quickly—or at least remain safely stranded. Pre-assembled kits are available to purchase, but you might want to assemble your own or customize a purchased kit. Consider including

Something going catastrophically wrong in your plumbing system can lead to one soggy and expensive mess. Standing in that mess can leave you wondering, does my homeowners insurance cover this? The answer is unfortunately not a very simple one as it can vary by the situation at hand. So, What is Usually Covered? Homeowners insurance is

You’ve negotiated a good deal on your new dream home. It’s in the perfect neighborhood, and in great shape. Even better, those monthly mortgage payments won’t stop you from going out to a nice dinner occasionally or even heading off on vacation. Everything is perfect. But hold on. Did you factor in the cost of homeowners

If you frequently travel or stay out of state, whether for business or by lifestyle choice, you may have noted the subtle — and sometimes not-so-subtle — differences in driving styles and conditions between states. Exploring new states should be fun and seamless. But we’ve all heard the stories of that one experience that’s unforgettable